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No Credit History or Limited Credit History Credit Cards
No Credit Check, 100% Guaranteed and Fast Approval.
If you have no credit history or just bad credit altogether, then don’t worry, you can still get a very good credit card. At, we have just the right credit cards for no credit history to suit your specific needs. And since we’ve been serving our customers since 2001 as one of the most trusted and top rated credit card comparison sites online, you’ll be sure to find just what you’re looking for right here.(Continue reading below…)

    Getting a credit card with no credit history is not as difficult as it may seem. Take a look at some of our featured cards that require no credit check in order to get approved. You can take advantage of a variety of our Secured Credit cards as well as our Prepaid Credit Cards.

    What’s the difference between a Secured Credit Card and Prepaid Credit Card?

      Secured Credit Cards
      If you have no credit history and you are intent on establishing a good credit history, then apply for one of our top rated secured credit cards above. Since there is no credit check involved, you’ll have a guaranteed approval in no time.

      You’ll be asked to deposit a collateral, usually of $200 or more, in order to activate your card. The purchases you charge to your card are not taken from that deposit, but monthly payments must be made on the balance just like a regular credit card. When you make those monthly payments, they’ll be reported to the 3 credit reporting agencies. Just make those payments on time and you’ll be able to establish an excellent credit rating in no time. (See more of our Secured Credit Cards here.)

      Continue to pay off your balance monthly and on time, and you’ll be able to get your initial deposit back anytime you want. You’ll then be able to enjoy the benefits of having an excellent credit score such as low mortgage and interest payment on your future loans and purchases.

      Prepaid Debit Cards
      A Prepaid debit card on the other hand, is just like it sounds. You can load the card whenever you want with the amount that you want. You’ll never have to worry about defaulting on your payments or going into debt because you are just spending the cash that has already been loaded to the card.

      Because you are using your own cash when making purchases, there is no monthly balance to be paid off. Therefore, your payment history will not be reported to the 3 credit reporting agencies. If you have no credit history and you are trying to control your budget and avoid going into debt, then this is the best card for you. (See more of our Prepaid Debit Cards here.) However, if you want to establish a good credit history, then a secured credit card is your best option.

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