What Is the Best Cash Back Credit Card in 2013?

by Samantha Bennet on 2013/02/02

A number of the best cash back credit cards available today may assist consumers in engaging in responsible spending practices, while simultaneously earning due to the proper use of the cards. At inception, cash back credit cards offered rewards going as high as five per cent for every purchase, although this is not the case any longer.

Today, all cash back credit cards are the same in nature as they generally offer one per cent cash back on every purchase. However, a closer look will reveal that there are various credit cards that offer cash rebates higher than 1%. Remember that for you to reap full benefits of a credit card reward program; you will need to avoid charges on late fees and interest by repaying your bills in full and on time each month. Below is a look at some of the best cash back credit cards available on the market today.

Discover It
The Discover It card is new this year from Discover. It offers 5% cash back on various entertainment expenditures and 1% cash back on all other purchases until March 2013. It also offers a 0% APR on balance transfers for the first 18 months and on all purchases for the first 6 months. Apply for this card here if you have fair credit. Another perk is that it’s got no annual fee! Sweet!

Iberiabank Visa Gold Card
This card offers 1$ cash back credit on all qualifying purchases. There is no limit to the amount of cash you can earn. Some other great perks on this card is that you can get $500,000 in traveler accident coverage. It also offers low interest rates an no annual fee. Apply for this card here.

Blue Cash Everyday℠ Card from American Express
With this card, consumers benefit from $100 cash back after spending $1,000 in eligible purchases during their initial 3 months of membership. Other benefits include 3% cash back on stand-alone supermarket purchases, 2% cash-back on stand-alone gas station purchases and 1% cash back on other purchases, as well as 0% introductory offer for twelve months as well as $0 in annual fees.

Blue Cash Preferred℠ Card From American Express
This card offers a good way for consumers to maximize their cash-back earnings on their ordinary purchases. It also enables cardholders to earn 1% cash back on regular spending, as well as $150 cash back after spending $1,000 in eligible purchases during the initial three months of membership. Moreover, consumers get to benefit from the 0% intro APR for twelve months that comes with this card.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.

Discover is a paid advertiser of CreditCardShoppe.com.

Next read The Do’s And Don’ts of Paying for Your Honeymoon on Plastic

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