What Are the Top Credit Cards for 2013?

Have you been wondering just which credit cards are the top credit cards for the upcoming new year in 2013? Read on to see what we’ve found are the best cards with the best benefits for the new year….drum roll please…….

Citi Simplicity® Card
For balance transfers, the Citi Simplicity® Card is one of the best credit cards on offer. This card offers benefits such as a 0% introductory APR on balance transfers and purchases for 18 months. Thereafter, the variable APR will be set at 12.99% – 21.99%, depending on how creditworthy you are.

This card comes with a balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater. It also offers consumers the additional value of peace of mind through direct access to a service representative, as well as no annual fee, late fees or penalty rate.

Capital One® VentureOneSM Rewards Credit Card
When it comes to rewards, this is one of the top credit cards which offer 1.25 miles per dollar on each purchase, every day. Other perks include a one-time bonus of 10,000 miles after making purchases amounting to $1000 during the initial three months of membership, equal to $100 on travel; no annual fee and no foreign transaction fees.

With this credit card offer, you may redeem miles for benefits such as airline tickets, car rentals and hotel rooms. The good news is that there is no limit to the miles you may earn, and these miles also do not expire. Therefore, you are able to fly on any airline at any time, without blackout dates. This special offer of a 0% introductory APR on purchases is available until November 2013. Nice!

Chase Freedom® Visa
This is the top cash back credit card on offer which is ideal for consumers with a good to excellent credit history that is not tainted by bankruptcy or seriously delinquent accounts. Some of the benefits that come with this card include the $100 bonus cash back after making purchases totaling $500 during the initial 3 months of opening your credit card account.

There is also the 0% introductory APR for 15 months on purchases and balance transfers; unlimited 1% cash back on all other purchases; no annual fees and rewards that never expire. When applying for this card, be sure to add an authorized user to your account to enable you to also begin earning cash back on all their purchases every day.

It is free and easy to activate your bonus every quarter and you also get to benefit from quarterly 5% categories such as restaurants and gas stations.

Ink Cash® Business Card
For businesses, Ink Cash® Business Card is one of the top credit cards on offer which enables consumers to earn $200 bonus cash back upon making purchases totaling $3,000 within the initial three months of opening their account.

Other perks include the 5% cash back on the initial expenditure of $25,000 spent annually at office supply stores, landline, and cell phone, cable TV and internet services. There is also the added benefit of 2% cash back on the first $25,000 spent annually at restaurants and gas stations.

These cards are our tops picks for 2013. What do you think? Have you found any others that you want to add to our list?


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