What are the best credit card interest rates for 2013?

by Samantha Bennet on 2013/01/26

Here is a look at the credit cards that are offering some of the best credit card interest rates for 2013.

Discover It Card
The new Discover It Card offers offers a 0% Introductory APR on purchases for the first six months and also a 0% APR on balance transfer for the first 18 months. After the introductory period is over, the purchase APR of 10.99%-20.99% applies.

This card has no annual fee, no overlimit fee and no foreign transactions fee. Also, the fee on your first late payment is waived. It currently offers 5% cashback on certain entertainment items through March 203. Apply for this card here.

Capital One ® Platinum Prestige
At a Purchase Rate of 10.9% – 18.9%, Capital One ® Platinum Prestige offers one of the best interest rates for 2013. This interest rate is variable and is offered along with a 0% Intro Rate on every purchase and balance transfer, which is valid during theIntro Period that lasts up to March 2014.

This card also comes with a 0% Balance Transfer Rate on every purchase and balance transfer, which is valid during the Balance Transfer Intro Period that lasts up to March 2014. This card has no annual fee but carries a maximum late fee of a maximum of $35.

Slate ® from Chase
At a Purchase Rate of 11.99% – 21.99%, Slate ® from Chase offers one of the best credit card interest rates for 2013. This interest rate is variable and is offered along with a 0% Intro APR on every purchase and balance transfer, which is valid during the Intro Period that lasts for the initial 15 months.

This card also comes with a 0% Intro APR Balance Transfer Rate on every purchase and balance transfer, which is valid during the Balance Transfer Intro Period that lasts for the initial 15 months. This card has no annual fee but carries a maximum late fee of a maximum of $35.

US Bank Business Cash Rewards Visa ®At a Purchase Rate of 11.99% – 17.99%, US Bank Business Cash Rewards Visa ® offers one of the best credit card interest rates for 2013. This interest rate is variable and is offered along with a 0% Intro Rateon every purchase and balance transfer, which is valid during the Intro Period that lasts for fifteen cycles for billing.

This card also comes with a 0% Balance Transfer Rate on every purchase and balance transfer, which is valid during the Balance Transfer Intro Period that lasts for fifteen cycles for billing. This card has no annual fee with purchase of the year but carries a maximum late fee of a maximum of $39.

Other credit cards that are offering favorable interest rates for 2013 include:
• 11.99% – 17.99% – US Bank FlexPerks Business Travel Rewards Visa ®
• 11.99% – 21.99% – Slate ® MasterCard from Chase
• 11.99% – 21.99% – Citi ® Diamond Preferred ® Card

  • * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.
  • Discover is a paid advertiser of (insert your site name here)

What do you think? Tell us your ideas for the best interest rate credit cards of 2013.

Next- read What is the Best Secured Credit Card for 2013?

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